Canada Survivor Allowance 2025: There are many kind of benefits given by the Canadian government to its citizens. Especially the seniors get the benefit to cope with the rise in cost of living. One of the most important plan is public pension plans. And Old Age Security Plan is one of them. The applicants need to be at least 65 years of age if they want to avail OAS. But there are some of the allowances which can be given to those who do not get OAS or GIS but there partner get it. One of them is Canada Survivor’s Allowance.
Survivor Allowance is given to those who are aged 60 to 64 but have lost their spouse due to some circumstances. Basically it is given to the widows who are not yet eligible for Old Age security or Guaranteed Income Supplement. Many of the families are dependent up on Survivor’s Allowance as it can help them to fill the gap until they make themselves for getting the OAS benefits. When a single earner of a household dies, the family suffers financially. So in this case this benefit will act as a survivor at the moment of requirement.
Canada Survivor Allowance 2025 Overview
In September the beneficiaries will receive the payment on September 25. The Canadian survivor’s allowance is a big relief to those who have lost their sole earner. It works as a temporary settlement or financial assistance for the beneficiaries who are at loss. They can plan their monthly financial budget and can manage their day to day expenses.
| An Overview of Canada Survivor Allowance | |
| Name of The Agency | Service Canada / Government of Canada |
| Name of Benefit Program | Canada Survivor’s Allowance |
| Responsive Country | Canada |
| Amount to be paid | Up to $1,663.81 |
| Next Payment Date | September 25, 2025 (Thursday) |
| Amount Adjustment Cycle | Reviewed Quarterly |
| Eligibility Criteria | must not have receiving OAS and GIS benefits, spouse must be died, aged between 60-64, resident of Canada |
| Category | Canada Finance |
| Official Website | https://www.canada.ca/ |
Canada Survivor Allowance 2025 Eligibility Criteria
To get the benefit, there are some eligibility criteria which is need to be qualified by the applicant:
- The survivor has to be aged in between 60 to 64, then they must have to be the resident of Canada and must have lived here for more than 10 years from the year you have turned 18.
- To get the title of survivor you have to be qualified on the ground of your partner’s death that means your spouse has died and you are not remarried.
- You will be reviewed on the ground of your annual income which should be less than $29,176.
- If you are a sponsored immigrant then you have to live in Canada for more than 10 years in after turning 18.
- There are some exceptions where you can get the benefit even if you are not fulfilling the criteria mentioned i.e. if your sponsor is suffering from bankruptcy, or have been jailed for 6 months for any wrong doing or is convicted or dies.
- You can get partial benefit in the case of living in Canada for less than 10 years but you have lived or have worked in a country who shares a social security agreement with Canada.
Canada Survivor Allowance 2025 Payment Date & Amount
The beneficiaries will get the payment on September 25 when all three other benefits like OAS, GIS and Allowance will get credited in the bank accounts of the respective applicants. The amount is calculated on the basis of the income of previous year. If the recipient is a surviving widow who has lost her partner and having her net annual income under $29,976, then she will get maximum up to $1,663.81 as the Survivor’s allowance. Every payment is being reviewed quarter wise to make changes as per cost of living or as per Consumer Price Index.
Canada Survivor Allowance 2025 Tax Liability
The survivor’s Allowance is a tax free benefit program that means it is not taxable. The recipients who are getting the payments will not be charged while filing their Income tax return. They will not have to pay taxes on the benefits they are receiving and can enjoy this part of income fully.
Mode of Receiving the Canada Survivor Allowance 2025 Payment
The beneficiaries will receive the amount in the method they have chosen at the time of choice filling. They will get it via direct deposit or in form of cheque. The quickest way of receiving the amount is the direct deposit method. It is safe and fast. But sometimes some of beneficiaries prefer to receive via traditional method that is via cheque. They have to wait if there is any delay.
Canada Survivor Allowance 2025 Application Process
It is easy to get the OAS or GIS benefit without any prior application but in case of Allowance and Survivor’s Allowances the applicants need to apply for: To apply for the program the applicant need to think what should be the right time after she lost her spouse. You can apply before 6 to 11 months before of your 60th birthday, if your partner has died before.
- Before applying gather all of the information like have your SIN aka Social Insurance Number, personal and banking details of yours and your partner’s.
- Have information about foreign income if you have any. Then determine the income and apply.
- Apply online by opening your My Service Canada Account by logging in to Service Canada Account.
- Attach all the documents at the time of completing the form.
- If you prefer to apply offline then print the application form and fill it out.
- Attach all the necessary copies of your supporting documents before mailing them or dropping them off at a Service Canada office.
- Once your information has been verified, you will be notified of the outcome, and if approved, your payments will be deposited directly into your designated bank account.
- You can review you status by logging in to your MSCA.
